Money is Freedom and Safety author Josette Mandela writes how-to book that leads readers through creating a plan for wealth and security. Book focuses on confidence and independence from financial chaos.

This easy-to-read finance book is designed to help readers develop and stick to a plan for saving money. It brings the reader through the process of creating a budget, setting financial priorities, and climbing out of financial troubles and debt.
The book is set up in a unique style, following a timeline throughout rather than specific chapter elements. Chapter 1 begins with "Getting Started" and Chapters 2 through 12 follow at intervals outlining a plan over the next 25 years. Most of the financial challenges are resolved within the first 2 years (by Chapter 6) and the book goes on to focus on creating future wealth.

Each Chapter begins with a "Materials List" of items required to complete the activities, and takes the reader through a number of exercises reinforcing understanding of financial principles such as budgets and planning. On the right hand pages, the chapters are accompanied by a story line of a woman's life as she overcomes her financial troubles.

Mandela writes from a woman's perspective, "There are too many women living at poverty level due to changes in circumstance. Proper planning and good financial practices can prevent this tragedy and lead to financial stability. My promise to you is that if you read this book, you'll never look at your life or money in the same way again!"